Ah yes, the dreaded budget! Many avoid budgeting, but why? Nobody likes to budget! Only about 30% of Americans have a long term plan for
their personal savings and investments, and only 39% have enough in savings to cover a $1,000 emergency. The fact that 60% of Americans would need to take on debt to cover an emergency of just $1,000 plainly shows the state of our economy and the critical need for financial planning. Nowadays your financial condition more or less dictates the choices you get to have on a day to day basis. Having a passive system that allows you to allocate your funds according to your best needs will set you with an enhanced sense of financial control while simultaneously relieving you of unnecessary financial burdens.
Financial confidence arises from having a clear understanding of where your money comes from and where it goes. FARAON offers a Debits & Credits sheet to easily track your income and expenditures, along with a “Debts” box to keep track of any ongoing financed items or obligations. With this clarity, you'll be well prepared to make effective financial decisions. Simply download once and print monthly for long lasting use!
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